As health insurance costs climb, employers and benefit managers are under pressure to rein in spending while ensuring employees have access to affordable care. Rather than delivering short-term savings at the expense of long-term value, the Blue Cross and Blue Shield of Minnesota operating model focuses on lowering the total cost of care.

Download the Total Cost of Care white paper to see how this trusted operating model — built on access, transparency and experience — contributes to a 7% lower total cost of care¹ than national competitors and is redefining value in healthcare.